Windows 7 support ends in 2020. Let's use virtual ATMs!

Windows 7 support is shutting down on 14th of January, 2020.


With Microsoft announcing to end support for Windows 7 by 14th of January, 2020, ATM system operators will have to face significant software and hardware migration costs. While the cut-off date is still almost a year-and-a-half out, time flies when you have an entire ATM fleet upgrade to plan. However, this offers banks a great opportunity to revise their current ATM network, shut-down loss-making cash machines and replace them with new solutions in the market, such as virtual ATMs.


A majority of ATMs currently in operation throughout the world use Microsoft Windows 7 or even older versions of Windows operating systems. With the upcoming end of support for Windows 7, ATM systems will need to be upgraded to a supported operating system to shield themselves from major system breaches. In addition, PCI security standards have new compliance requirements that include requiring a supported operating system.

Any ATM system remaining on an unsupported proprietary operating system can be exposed to a variety of security threats that can affect ATM operation. In addition, many hardware platforms internal to current ATMs are too old to be supported by the more current Windows 10. As a result, many ATM operators such as banks will require both an operating system migration and a computer platform upgrade. Hence, a lot of banks now have to replace part of their infrastructure with new ATM models.


What now?

It’s time to start planning if you haven’t already. While it might be tempting, it would be inadvisable to rely on your risk assessments from the Windows 7 upgrade. Thanks to EMV and endless criminal innovation, the security landscape is vastly different from what it was just a few years ago.

Take a fresh look at your fleet and locations and determine an upgrade plan based on age, make and transaction volume for each of your machines.

Then, evaluate your options:

  • Upgrade your ATMs — Machines, software, security, etc. What needs to be swapped out? How much will it cost? How long will it take?
  • Change your ATM strategy — Does it still make sense to run your all of your ATMs in-house? There are ways to maintain convenient ATM access for account holders without the overhead of equipment, operation, compliance and so on.

If you choose to upgrade some or all of your fleet, keep in mind that Microsoft migration rights packages for the ATM run 24 months before potentially incurring additional upgrade fees. If your migration isn’t complete within the designated period, it is possible you may be required to purchase a Windows 7 license with initial system orders.


Time to embrace the future and go virtual!


sonect mobile virtual atm solution


FinTech solutions are reshaping the banking industry and this includes the ATM sector. Recently, the Switzerland-based FinTech company Sonect has gained industry-wide recognition for it’s solution. With the world’s largest virtual ATM network, the FinTech has taken an innovative and unique approach to help banks cut-down their ATM operation costs, while getting them closer to their customers.

Their service makes it possible for any shops to join their platform using a smartphone or POS-system and dispense cash directly from the cash register. This reduces ‘cost of cash’ distribution for banks and simplifies in-store cash management for merchants via a location-based on-demand service that allows its users to withdraw cash everywhere without a physical ATM machine. Sonect also helps banks expand their services into new regions and increases financial inclusion without any significant capital investments.

Use this opportunity to get rid of unprofitable ATMs and complement your fleet with a next generation ATM solution. 

Receive a detailed business case free-of-charge with no strings attached. Contact Sonect now!