Windows 7 support ends in 2020. Let's use virtual ATMs!

Windows 7 support is shutting down on 14th of January, 2020.


With Microsoft announ­cing to end support for Windows 7 by 14th of January, 2020, ATM system operators will have to face signi­fi­cant software and hardware migration costs. While the cut-off date is still almost a year-and-a-half out, time flies when you have an entire ATM fleet upgrade to plan. However, this offers banks a great oppor­tu­ni­ty to revise their current ATM network, shut-down loss-making cash machines and replace them with new solutions in the market, such as virtual ATMs.


A majority of ATMs currently in operation throu­ghout the world use Microsoft Windows 7 or even older versions of Windows operating systems. With the upcoming end of support for Windows 7, ATM systems will need to be upgraded to a supported operating system to shield them­selves from major system breaches. In addition, PCI security standards have new com­pliance requi­re­ments that include requiring a supported operating system.

Any ATM system remaining on an unsup­por­ted pro­prie­ta­ry operating system can be exposed to a variety of security threats that can affect ATM operation. In addition, many hardware platforms internal to current ATMs are too old to be supported by the more current Windows 10. As a result, many ATM operators such as banks will require both an operating system migration and a computer platform upgrade. Hence, a lot of banks now have to replace part of their infra­struc­ture with new ATM models.


What now ?

It’s time to start planning if you haven’t already. While it might be tempting, it would be inad­vi­sable to rely on your risk assess­ments from the Windows 7 upgrade. Thanks to EMV and endless criminal inno­va­tion, the security landscape is vastly different from what it was just a few years ago.

Take a fresh look at your fleet and locations and determine an upgrade plan based on age, make and tran­sac­tion volume for each of your machines.

Then, evaluate your options :

  • Upgrade your ATMs — Machines, software, security, etc. What needs to be swapped out ? How much will it cost ? How long will it take ?
  • Change your ATM strategy — Does it still make sense to run your all of your ATMs in-house ? There are ways to maintain conve­nient ATM access for account holders without the overhead of equipment, operation, com­pliance and so on.

If you choose to upgrade some or all of your fleet, keep in mind that Microsoft migration rights packages for the ATM run 24 months before poten­tial­ly incurring addi­tio­nal upgrade fees. If your migration isn’t complete within the desi­gna­ted period, it is possible you may be required to purchase a Windows 7 license with initial system orders.


Time to embrace the future and go virtual !


sonect mobile virtual atm solution


FinTech solutions are reshaping the banking industry and this includes the ATM sector. Recently, the Swit­zer­land-based FinTech company Sonect has gained industry-wide recog­ni­tion for it’s solution. With the world’s largest virtual ATM network, the FinTech has taken an inno­va­tive and unique approach to help banks cut-down their ATM operation costs, while getting them closer to their customers.

Their service makes it possible for any shops to join their platform using a smart­phone or POS-system and dispense cash directly from the cash register. This reduces ‘cost of cash’ dis­tri­bu­tion for banks and sim­pli­fies in-store cash mana­ge­ment for merchants via a location-based on-demand service that allows its users to withdraw cash eve­ryw­here without a physical ATM machine. Sonect also helps banks expand their services into new regions and increases financial inclusion without any signi­fi­cant capital invest­ments.

Use this oppor­tu­ni­ty to get rid of unpro­fi­table ATMs and com­ple­ment your fleet with a next gene­ra­tion ATM solution. 

Receive a detailed business case free-of-charge with no strings attached. Contact Sonect now !